Take the First Step to Buying a Home—Get Pre-Approved! | Trusted American Mortgage
Is 2020 the year for a new home? You have come to the right place! Our team at Trusted American Mortgage wants you to find the home of your dreams.
But first things first—you want to make sure you take the steps to get pre-approved for a mortgage before going on a house hunt. Learn why:
Why Is It Important to Get Pre-Approved for a New Home?
Before you get the itch to start looking at homes currently available on the market, it is important to make sure you are not jumping the gun. Rather, the first step in the home-buying process is that of getting pre-approved for a mortgage.
You want to make sure you know how much home you can afford. There is nothing more disappointing than going house-hunting only to find that the houses you are looking at are out of your price range.
Therefore, get a better idea of how much home you can afford by getting pre-approved for a mortgage before you go house-hunting. That way you won’t be disappointed if you find a home and, then, it ends up being out of your price range.
If you do find a home you love, you can be one step ahead of other potential home-buyers by having a pre-approval letter in your hand. When you go in to make an offer on a house that you love, the sellers can know that you mean business.
In addition, this can help sellers feel more comfortable in accepting your offer since they don’t have to worry about whether you can get funding for a new home since you are already pre-approved for a mortgage.
Are You Ready to Get Pre-Approved for a Home Loan?
Now that you know why it is important to get pre-approved for a home mortgage before looking at houses, set up an appointment with us to get started on the pre-approval process. Just make sure you bring the following documents with you:
- Pay stubs
- Tax returns
- W-2s from the previous two years
- Asset information
- Driver’s license or passport
- Social Security number
It’s not just a house. It’s a home! Check out our Trusted American Mortgage website today to learn how we can help you get started in finding your dream home sooner rather than later.