Our team at Trusted Home Mortgage understands that it’s not simply a house—it’s your home. As a result, we want to help you make your house a home in the new year. Home Sweet Home Feel like your decor is stale, or doesn’t represent your personality these days? You aren’t stuck with it! Fortunately, there are a number of easy steps you can take to transition your house into a home quickly: Read on →

Many people are starting to consider what their resolutions are going to be for the new year. While the most common resolutions are exercising more, losing weight and getting more organized, getting in better financial shape is another popular resolution. To get in a better financial spot and take advantage of the current low interest rates, some people are considering refinancing their mortgages. Our Trusted American Mortgage team wants you to know how you can make refinancing your home a success should you decide to go this route. Read on →

Is there a recurring debate in your home about when it’s OK to decorate for the holidays? Maybe you fall into the “Decorate-Right-After-Halloween” camp, or maybe you’d rather celebrate Thanksgiving first. Either way, the time to deck the halls is rapidly approaching. It’s time to choose between sparkly glitter tones and deep cranberry reds. But if you’re in the process of selling your house, you need to give some thought to other aspects of your holiday decor. Read on →

When you are a homeowner, you want the best loan terms possible. Who wouldn’t want the most bang for their buck when owning a home? A good credit score can help you obtain a good home mortgage rate with the lowest interest possible. So, if you are thinking about becoming a homeowner in the future, now is the perfect time to start working on improving your credit score. Our team at Trusted American Mortgage wants to share some tips about boosting your credit score so that you may achieve a low interest rate with your home mortgage loan. Read on →

When to Refinance Before you decide to refinance your home, there are a few things to consider. Mortgage refinancing can allow you to lower your interest rate, tap into your existing equity, switch rate types or reduce your monthly payments. It’s a good idea to consider how long you plan to stay in your home and know what your current credit score is before moving forward with a refinance. Read on →

Looking to buy a house for the first time, or ready to buy a new house? One of your first steps is finding a mortgage lender, which is where we come into the picture. Our mission is to help you find a financial solution that’s ideally suited for your family’s unique needs and situation. But don’t simply take our word for it—put us to the test! Here are a few questions you might want to ask us: Read on →

Buying a home for the first time is intimidating and maybe even a little scary in “normal” times. If you’re looking to buy a house right now, it might even feel a little more alarming. We’re currently in a seller’s market, meaning the odds favor the person selling the home. That’s because there are a limited number of houses on the market right now—and lots of people looking to buy. Read on →

The short answer? It can be. Honestly, it depends on a few factors, including your current financial situation and how quickly you need to move into the home. That means the decision is a pretty personal one and highly dependent on your family’s needs and wants. But let’s talk through a few pros and cons: Pro: Fixer-Uppers Are Cheaper When you buy a fixer-upper home, you’ll typically save some money, at least on the initial purchase price. Read on →

When it comes to the mortgage application and home-buying processes, there are steps meant to protect the lender and some that give you a chance to ensure you’re getting a place you’ll love. In that latter group is the often-misunderstood home inspection, which is typically optional and not related to the required appraisal. So, what do you need to know about the home inspection, what can you get from it, and why should you say, “yes,” when you’re asked if you want one? Read on →

From renovations to repairs, there can be times when it feels like owning a home is nothing but a way to spend money, but there are regular reminders of the benefits. Making your payments on time can help you build your credit and you can borrow against the equity, to name just a couple. Then there are the annual benefits that come at tax time, with several deductions available for those who own their homes. Read on →