For many people, purchasing a home is one of the most exciting and satisfying times in life. After all of the saving, penny-pinching, searching and hoping, the perfect home for you appears and it seems like it is go-time! However, even after you do all the work and submit an application for a mortgage loan, it is never a guarantee that you will be approved right away. We offer up some common reasons why a mortgage loan may be denied below so you can adjust your lifestyle or application as needed to find the most success. Read on →

When is the perfect time to buy a house? When you are ready, of course! However, there are certain times throughout the year when the housing market historically becomes more competitive or more saturated with housing options. The spring season is typically one of those seasons, in part due to the weather as well as tax refunds burning holes in people’s pockets. While it can certainly be an exciting time of year to look for a new home, it does come with its own challenges. Read on →

Buying a home by obtaining a mortgage is one of the biggest financial investments that you will take on in your lifetime! After you get through the long and sometimes stressful process of finding a home, getting approved and moving in, you may think that your job is done and you can settle in for years or even decades in your beautiful new space. However, that doesn’t mean your job is always done! Read on →

Buying a home is one of the most exciting times of your life, whether it is your first home or the home you plan to raise your family in. It can be so fun to search through sites, go to open houses and imagine yourself moving into a brand-new space. While it can be easy to get swept up in the excitement and adventure of buying a home, it is important to remember that there is a lot more at play behind the scenes. Read on →

Depending on where you live, the winter season can be a brutal one! The different weather threats, coupled with less-than-ideal temperatures, can make us all spend much more time indoors while we wait for the warmer months to come back. While we are waiting, what better way to pass the time than to finally tackle some of those home improvement projects you have been wanting to get done? Finishing these three projects now can boost your home’s value while also making it more comfortable while the season progresses. Read on →

If you are a veteran, we thank you for your service! The sacrifices and time commitment you gave to our country cannot be repaid. It can be tough out there when it comes to finding your feet in the civilian world when you are out of the service, but thankfully, there are programs to help you navigate this new life. A VA home loan is a loan program we offer to veterans that is a federally guaranteed home loan. Read on →

While it might seem like buying a home is for married couples or those in their 30s and beyond, there’s no age requirement! If you’re in your 20s and aiming to buy a home soon, these essential tips will guide you toward your goal. Look at Your Budget Taking a close look at your salary and budget is a crucial initial step when considering saving for a home in your 20s. Read on →

Decorating your home on a budget doesn’t mean sacrificing style or charm. There are plenty of creative ways to transform your living space without breaking the bank. Reuse and Recycle Before buying new, look around your home for any furniture or decor pieces that could use an upgrade. Repurposing items you already have that you aren’t using is a great way to save, while also helping out the earth! With a fresh coat of paint or some DIY modifications, old furniture can be given a new life. Read on →

If you are considering buying a new home soon, there are many ways you can increase your home’s value now. Get Rid of Unwanted Items & Clean Your Space A clean, well-maintained home is much more appealing to buyers than a dirty living space. Presenting a clean home to potential buyers shows that you value and take good care of your space, making it more enticing on the market. Read on →